Senior Contract Analyst

Fidelity Security Life Insurance Company, and its affiliates (“FSL”), provide insurance and insurance related services to clients, corporations, employers and individuals. These services include providing benefits through innovative life and health insurance plans, financial services, and customized insurance products for niche markets

Position Summary

The Senior Contract Analyst serves as a trusted business partner by supporting the development, filing, implementation, and ongoing administration of insurance products across multiple jurisdictions. This role works closely with product, legal, compliance, marketing, operations, and business teams to ensure policy forms, endorsements, applications, sales materials, and related product documentation comply with applicable state and federal laws and regulations.

The successful candidate will develop and maintain insurance policy forms, coordinate regulatory filings, communicate with state insurance departments, and support compliance initiatives throughout the product lifecycle. This position requires a strong understanding of insurance products, regulatory requirements, filing procedures, and policy language, along with the ability to manage multiple filings and projects in a highly regulated environment.

In addition to supporting regulatory filings and product compliance, the analyst will monitor legal and regulatory developments, assist with implementation of regulatory changes, and help ensure the organization maintains compliance across all jurisdictions in which it conducts business.

Expectations

A typical day in this role will involve collaborating with internal business partners, reviewing regulatory requirements, drafting and revising policy language, preparing filings, responding to regulator inquiries, and supporting the successful launch and administration of insurance products.

Over time, the successful candidate will build comprehensive knowledge of the Company's products, regulatory obligations, filing requirements, and compliance framework.

Competencies

• Strong analytical and research skills.
• Excellent written and verbal communication skills.
• Ability to interpret and apply insurance laws and regulations across multiple jurisdictions.
• Strong drafting and editing skills, particularly relating to policy forms and regulatory materials.
• Excellent organizational and project management abilities.
• High attention to detail and accuracy.
• Ability to manage multiple filings and competing priorities simultaneously.
• Strong collaboration skills and ability to work effectively with cross-functional teams.
• Self-starter with the ability to work independently and meet deadlines.
• Strong problem-solving skills and sound professional judgment.
• Proficiency with SERFF and other regulatory filing systems.
• Advanced proficiency in Microsoft Office applications, including Word, Excel, Outlook, and SharePoint.

Requisites

• 5+ years of experience in insurance product compliance, policy form drafting, regulatory filings, or related insurance operations.
• Experience preparing and managing insurance product filings through SERFF and other regulatory filing platforms.
• Demonstrated experience drafting and revising policy forms, endorsements, applications, and related insurance documents.
• Strong knowledge of insurance regulatory requirements, filing procedures, and state insurance department practices.
• Experience responding to regulatory objections and coordinating product approvals.
• Working knowledge of Individual and Group Life, Accident & Health, Disability, Self-Funded, Annuity, Property & Casualty, or related insurance products.
• Experience working with legal, compliance, product, actuarial, underwriting, and operational stakeholders.
• Professional designations such as AINS, FLMI, CPCU, ACS, HIAA, or similar industry certifications are preferred.
• Experience communicating directly with state insurance departments and regulatory agencies is preferred.

We offer comprehensive benefits to full-time employees including company-paid medical, STD, LTD and life insurance plus voluntary dental, vision, life/AD&D insurance, 401(k) with company matching, generous paid time off and much more.

We encourage applicants of all ages and experience, as we do not discriminate on the basis of an applicant’s age.

ALL OFFERS OF EMPLOYMENT ARE CONTINGENT UPON THE PASSING OF A DRUG SCREEN AND BACKGROUND CHECK.